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WHAT IS PAYPAL PAY IN 3?

Pay in 3 interest-free payments on orders between £30-£2000. Your plan will last 2 months in total. The first payment will be due at the time of purchase, followed by 2 further payments due each month after that.Pay in 3 is a form of credit, so carefully consider whether you can afford the repayments and possible impact to your credit score. It may not be suitable for everyone. See terms here.

STEP 1

Place an order and head to check out.

STEP 2

Select PayPal as your payment option, log into your PayPal account, and apply for Pay in 3 in a few simple steps.

STEP 3

Place your order, and you're done! PayPal will automatically collect your 2nd and 3rd payments in the two subsequent months, on the same day of each month.

FAQ

Every PayPal Pay in 3 transaction will appear in your PayPal activity feed as the full purchase amount under the relevant merchant’s name as a ‘purchase’. This is to reflect the total purchase amount and is not reflective of the PayPal Pay in 3 instalment plan or any payments already made using your specific card. By using PayPal Pay in 3, PayPal pays the merchant upfront and spreads the cost to you over 3 payments. The first payment is taken on the date of purchase and the next two payments are automatically taken over the following two months. The first payment and subsequent two payments will each be reflected as separate transactions in your PayPal activity and represent the actual payments made towards your purchase.

If needed, PayPal will run a soft credit check with an external credit reference agency. This leaves no permanent mark on a customer’s credit record if they choose not to progress. However, if a customer decides to use Pay in 3, we will report their ongoing performance to credit reference agencies as we believe this promotes responsible lending. So, it’s important that you’re able to keep up your repayments and that you’re comfortable that they’re affordable.

There are no fees for choosing to pay with PayPal Pay in 3.

There are a number of reasons we may not have been able to complete your scheduled payment. For example, if the debit card used to sign up to your Pay in 3 plan has expired or if there were insufficient funds available in your bank account balance.
If you need to change your debit card you can do so by logging into your PayPal account, going to PayPal Pay in 3, and selecting the PayPal Pay in 3 plan you want to change. There, you can click “Change” under “Payment Method”.
To avoid any late fees, please make your payment manually by logging into your account, or contact PayPal for further assistance.

Visit PayPal's Customer Service for ways to reach them or for further FAQ's please visit here.